A risk handling technique that deals with loss financing for the future is called self-insurance.  It is when a company pays for risk management losses INTERNALLY using financial risk pooling, which is when diversification shares the risk among a group of people by limiting the burden with the company self-power of payment.  The cartoon seen above can express that internal coverage ways of being seen inside the context of the group meaning for coverings, like the clothing of a hospital gown inside a hospital, can be an internal risk pool that is limited and can be an uncertain expectation to those included in the company policy.